Privacy and Security

 We collect nonpublic personal information about our clients from the following sources: 

· Information we receive from you on applications or other forms 

· Information about your transactions with us or others 

· Information we receive from a customer reporting agency 

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. If you decide to become an inactive customer, we will adhere to the privacy policies and practices as described in this notice. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Your confidence in us is important and we want you to know that your personal and account information is safe.  Unlike Facebook/Meta, PayPal, and Google, we value you as a customer and will NEVER sell your information to another business or country or treat you unjustly.  Thus, we have closed our Facebook/Meta relationship as they have sold everyone's information to other countries or have censored our rights of Freedom of Speech and other Constitutional rights.  They have also given many companies at will access to everybody's confidential information for their profit.  These companies lack the morals, ethics, and integrity that is required to  have a relationship with us.  We also do not subscribe to any "clouds" as this is simply another external device to store information on.  "Clouds" frequently get hacked compromising the information entities trust them to keep secure.  Money is not everything, but having you as a client means the world to us!

If you have any questions or concerns, please contact us.