Interest Rates

MORTGAGE PROGRAM       INTEREST RATE     POINTS     LENDER CLOSING COSTS       APR   

 30 Year Fixed Rate                       2.990%                 0.00                       $795                           3.044%

                                                         2.875%                 0.45                       $795                           2.962%

 

 30 Year Fixed Rate                       3.125%                 0.00                       $795                           3.126%

 (Lender Closing Costs Paid) 


 20 Year Fixed Rate                       2.875%                 0.00                       $795                           2.944%


 15 Year Fixed Rate                       2.625%                 0.00                       $795                           2.695%

                                                         2.500%                 0.45                       $795                           2.635%

                                                         2.375%                 0.90                       $795                           2.574%


 15 Year Fixed Rate                       2.750%                 0.00                       $795                           2.752%

 (Lender Closing Costs Paid) 


 10 Year Fixed Rate                       2.625%                 0.00                       $795                           2.746%

                                                         2.500%                 0.45                       $795                           2.714%

                                                         2.375%                 0.90                       $795                           2.682%


 7/1 Adjustable Rate                     3.000%                 0.00                       $795                           3.187%

                                                         2.875%                 0.45                       $795                           3.165%

                                                         2.750%                 0.90                       $795                           3.143%


 5/1 Adjustable Rate                     3.000%                 0.00                       $795                           3.205%

                                                         2.875%                 0.45                       $795                           3.197%

                                                         2.750%                 0.90                       $795                           3.189%


 30 Year Rural Fixed Rate             2.990%                 0.00                       $795                           3.044%

                                                         2.875%                 0.45                       $795                           2.962%


 30 Year VA Fixed Rate                 2.990%                 0.00                       $795                           3.044%

                                                         2.875%                 0.45                       $795                           2.962%


 15 Year VA Fixed Rate                 2.625%                 0.00                       $795                           2.695%

                                                         2.500%                 0.45                       $795                           2.635%

                                                         2.375%                 0.90                       $795                           2.574%


 30 Year JUMBO Fixed Rate         4.625%                 0.00                       $795                           4.652%

                                                         4.500%                 0.40                       $795                           4.561%

                                                         4.375%                 0.80                       $795                           4.470%


 15 Year  JUMBO Fixed Rate        4.500%                 0.00                       $795                           4.540%

                                                         4.375%                 0.40                       $795                           4.474%

                                                         4.250%                 0.80                       $795                           4.409% 


 7/1 JUMBO Adjustable Rate       4.375%                 0.00                       $795                           3.899%

                                                         4.250%                 0.40                       $795                           3.906%

                                                         4.125%                 0.80                       $795                           3.845%  


 5/1 JUMBO Adjustable Rate       4.250%                 0.00                       $795                           3.722%

                                                         4.125%                 0.40                       $795                           3.710%

                                                         4.000%                 0.80                       $795                           3.698%  



 

Interest rates are subject to change without notice.


These conforming interest rates are based on mortgages with loan amounts greater than $200,000, low LTV ratios, and a good credit score.  Mortgage transactions that do not fall within these parameters may/may not incur an adjustment to the interest rate.


These JUMBO Interest Rates begin at loan amounts over $510,400.  Our advertised rates are for borrowers with a good credit rating.


Interest Rates may vary for high Loan-to-Value situations and complex transactions.  For example, cash-out loan transactions, rental properties, and very low dollar transactions require minor adjustments to the interest rate.  All advertised interest rates come with a 30-day lock period.  Interest rate lock periods beyond 30 days may require an adjustment to the interest rate.  Closing Costs and Annual Percentage Rates (APR) may differ slightly depending on the lender chosen for your loan.


Please call us NOW to discuss your situation. 

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