The Easiest Mortgage Process For Homes Throughout South Carolina!
The Easiest Mortgage Process For Homes Throughout South Carolina!
INTEREST LENDER MONTHLY P&I
MORTGAGE PROGRAM RATE POINTS CLOSING COSTS A.P.R. PAYMENT
30 Year Fixed Rate 6.625% 0.00 $1,110 6.665% $1,921
6.500% 0.45 $1,110 6.583% $1,897
6.375% 0.90 $1,110 6.501% $1,872
30 Year Fixed Rate 6.750% 0.00 $1,110 6.751% $1,946
(Lender Closing Costs Paid)
20 Year Fixed Rate 6.625% 0.00 $1,110 6.678% $2,259
6.500% 0.45 $1,110 6.610% $2,237
6.375% 0.90 $1,110 6.542% $2,215
15 Year Fixed Rate 5.875% 0.00 $1,110 5.939% $2,512
5.750% 0.45 $1,110 5.884% $2,492
5.625% 0.90 $1,110 5.829% $2,472
15 Year Fixed Rate 6.000% 0.00 $1,110 6.002% $2,532
(Lender Closing Costs Paid)
10 Year Fixed Rate 5.875% 0.00 $1,110 5.966% $3,312
5.750% 0.45 $1,110 5.940% $3,294
5.625% 0.90 $1,110 5.914% $3,275
30 Year Rural Fixed Rate 6.500% 0.00 $1,110 6.540% $1,897
6.375% 0.45 $1,110 6.458% $1,872
6.250% 0.90 $1,110 6.375% $1,848
30 Year VA Fixed Rate 6.500% 0.00 $1,110 6.540% $1,897
6.375% 0.45 $1,110 6.458% $1,872
6.250% 0.90 $1,110 6.375% $1,848
15 Year VA Fixed Rate 5.750% 0.00 $1,110 5.814% $2,492
5.625% 0.45 $1,110 5.759% $2,472
5.500% 0.90 $1,110 5.703% $2,452
7/6 Adjustable Rate 6.625% 0.00 $1,110 5.725% $1,921
6.500% 0.45 $1,110 5.703% $1,897
6.375% 0.90 $1,110 5.681% $1,872
5/6 Adjustable Rate 6.625% 0.00 $1,110 5.740% $1,921
6.500% 0.45 $1,110 5.733% $1,897
6.375% 0.90 $1,110 5.726% $1,872
30 Year JUMBO Fixed Rate 7.875% 0.00 $1,110 7.888% $7,251
7.750% 0.40 $1,110 7.804% $7,165
7.625% 0.80 $1,110 7.721% $7,078
15 Year JUMBO Fixed Rate 6.375% 0.00 $1,110 6.394% $8,643
6.250% 0.40 $1,110 6.332% $8,574
6.125% 0.80 $1,110 6.270% $8,507
Interest rates are subject to change without notice. Lenders may change their interest rates intra-day, mostly due to changes in the market.
*** Some mortgage companies and banks are offering mortgages with temporary buydowns and offering them as normal mortgages. These "sucker" mortgage interest rates are lower than normal interest rates, but they have a significant cost associated with them. They suck you into these mortgage programs without telling you the interest rate is only good for one year and then they gradually increase from then on. Their interest rates are higher than our normal mortgage programs in 2-3 years and remain high for the remainder of the mortgage years! Do not be scammed. These other mortgage companies and banks behave this way because they CANNOT compete with our interest rates and service. Humbly speaking, NOBODY can offer you a lower interest rate nor better quality and timely mortgage services than Integrité First Mortgage, LLC (SM). ***
Conforming interest rates are for loan amounts up to $803,500. Jumbo interest rates are for loan amounts over $803,500. These interest rates are also based on low LTV ratios and good credit ratings. Mortgage transactions that do not fall within these parameters may/may not incur an adjustment to the interest rate.
A.P.R. and Monthly Mortgage Principal & Interest Payments are based on conventional loan amounts of $300,000 and Jumbo loan amounts of $1,000,000. These do not include property taxes, property insurances, nor private mortgage insurance, where required. Initial monthly mortgage principal & interest payments are displayed for adjustable rate mortgage products.
Interest Rates may vary for high Loan-to-Value situations and complex transactions. For example, cash-out loan transactions, rental properties, and very low dollar transactions require minor adjustments to the interest rate. All advertised interest rates come with a 30-day lock period. Interest rate lock periods beyond 30 days may require an adjustment to the interest rate. Closing Costs and Annual Percentage Rates (APR) may differ slightly depending on the lender chosen for your loan.
Home Equity Lines of Credit interest rates available upon request.
Please call us to discuss your situation.